ING Deutschland has quietly rolled out a new way for everyday investors to get exposure to Crypto without dealing with wallets, keys, or separate platforms. Through its existing securities account, customers can now buy exchange-traded notes tied to Bitcoin, Ethereum, and Solana.
These products are fully backed and issued by well-known firms like 21Shares, Bitwise, and VanEck. Instead of holding tokens directly, investors track price movements through instruments that sit alongside stocks and ETFs in a regular ING portfolio.
The idea is simplicity. Everything stays within the bank’s usual infrastructure, which makes custody, reporting, and taxes easier to manage. As VanEck Europe CEO Martijn Rozemuller put it:
“This creates another particularly low-threshold access to crypto investments via exchange-traded products.”
ING also highlighted that these notes follow Germany’s existing tax rules, meaning gains could be tax-free if held longer than a year, similar to direct digital asset holdings.
That said, the bank didn’t downplay the risks. ING warned about sharp price swings, possible liquidity issues, regulatory changes, and even total loss in extreme scenarios. It openly described Crypto as speculative and heavily driven by market sentiment.
This launch fits into ING’s broader push into digital finance. The group is also involved in early discussions around a euro-backed stablecoin alongside other European banks, a move encouraged by clearer rules under the EU’s MiCA framework.
With this step, ING joins a growing list of traditional banks offering regulated exposure to Crypto, without asking customers to actually own it.
Disclaimer: This content does not constitute trading or investment recommendations. It’s essential to conduct your own research before purchasing any cryptocurrency or investing in any services.
